This pack uses a combined legal strategy based on Louisiana law and federal consumer protections to help you stop the case before judgment is entered.

You are protected under:

?Louisiana Code of Civil Procedure Article 1001 – which gives you 10–21 court days to file an Answer after being served (depending on how you were served).

?The Louisiana Fair Debt Collection Practices Act (LFDCPA)

?The federal Fair Debt Collection Practices Act (FDCPA)

Here’s how it works:

➡️ Filing the Answer stops the collector from winning by default.
➡️ Then, using your rights under the FDCPA and LFDCPA, you demand that the collector prove they have the legal right to collect the debt and sue you.
➡️ If they can’t produce valid proof, your Answer + their failure to comply become grounds for the entire case to be dismissed.

Most debt collectors can’t validate the debt or prove full legal standing. This strategy exposes that—and gives you the leverage to stop the case before a judgment is ever entered against you.

This pack includes a Louisiana-compliant Answer to Lawsuit template, step-by-step filing instructions, and the exact language and structure needed to stop a default judgment and start applying legal pressure on the debt collector.

But it doesn’t stop there.

You’ll also learn how to use your rights under the FDCPA and Louisiana Fair Debt Collection Practices Act to demand proof that the collector has the legal right to collect or sue.

If they can’t prove it—which most can’t—you’ll have what you need to get a full dismissal of the case.

This pack is designed to do one thing:
Help you stop the lawsuit before it turns into wage garnishment or a judgment on your record.

Because if you don’t file an Answer in time—the court can rule against you without hearing your side.

That means they can legally start garnishing your wages or freezing your bank account.

This pack shows you how to respond correctly so you can stop the judgment from being entered in the first place.

What you’ll find online are basic response forms—they might stop a default judgment, but they won’t help you beat the case.

This isn’t a form—it’s a full strategy.

Our Answer is specifically designed for Louisiana debt collection lawsuits and is structured to:

✅Stop the judgment before it starts

✅Trigger legal pressure under both state and federal law (FDCPA & Louisiana Fair Debt Collection Practices Act)

✅Help you demand proof that the debt collector has the right to sue you at all

✅Show the court where the collector’s case is weak or unlawful

Most collectors can’t validate the debt or prove they followed proper legal steps. This pack uses that to your advantage—turning a simple Answer into a legal weapon that can end the case.

You’re not just responding—you’re setting up to win before judgment ever hits your record.

No. This pack is only for lawsuits filed by debt collectors—not original creditors, not the IRS, and not government entities.

Not sure who's suing you?
Click the blue chat bubble so we can help you find out.

You are not alone—and you don’t have to figure this out by yourself.

We know this can feel overwhelming, especially when legal terms and deadlines are involved. That’s exactly why we offer a 30-minute Power Call you can schedule on your own time—whenever you’re ready.

On the call, we’ll:

✅Walk you through exactly what to do based on your situation

✅Explain how and where to file your motions

✅Review your documents if you want a second pair of eyes before you submit them

✅Make sure you feel confident before taking any action

You can add a Power Call to your purchase below by checking the box—or choose to book one at any time while you're going through the course. You’ll see the option inside every module.

You’re not just buying a digital product—you’re getting real support from someone who understands what you're facing. We’ve helped others stop garnishments, reverse judgments, and take back control—and we’re here to help you do the same.

Filing fees vary depending on the parish. Some courts charge more than others, and the total cost depends on the type of motion you’re submitting.

If you can’t afford to pay, Louisiana law allows you to request a fee waiver through a process called In "Forma Pauperis". If approved by the judge, you won’t have to pay anything upfront.

This is a legal option available to anyone who qualifies—so don’t assume you can’t take action just because you’re low on funds.

If you determine that you can't afford the filing fees, schedule a Power Call and we will have the fee waiver drafted for you.