Q: What if the garnishment already started?
Then this is for you. This pack includes motions and instructions that are designed specifically for people who already have an active garnishment.
Q: Will this work if I actually owed the debt?
Yes. Owing money doesn’t mean the collector had the legal right to sue or garnish you. This pack teaches you how to prove the judgment was invalid. 90% of the time, they are.
Q: Do I need a lawyer to use this?
No. Everything is written in plain language with step-by-step guidance. You’ll get motions, templates, and instructions you can follow on your own.
Q: Is this for IRS or government garnishments?
No. This is not for the IRS (taxes), child support, or government agencies. If you are unsure who is garnishing you, click the blue chat bubble, and we will help you.
Q: What is Article 2004—and how will this help me if I already lost or owe the debt?
Article 2004 of the Louisiana Code of Civil Procedure (LA Code Civ Pro Art. 2004) is a second-chance law that gives you the right to strike down a judgment—even after it’s been entered.
And here’s what most people never hear:
Nearly 90% of debt collection judgments in Louisiana fall under this law. Why? Because debt collectors take illegal shortcuts. They rely on you not knowing your rights. They skip proper procedures, don’t have full documentation, or file lawsuits hoping you’ll stay silent.
Even if:
*You missed your court date
*You were never properly served
*You do owe the debt
*Or you went to court and still “lost”...
This still applies to you.
Inside this course, you’ll learn exactly how to:
*Identify the weak points in the collector’s lawsuit
.*Use a Motion to Annul Judgment to stop the garnishment
*File a Motion for Restitution to go after money that was already taken
*Trigger a federal-level review by filing complaints through the CFPB, a government agency that forces collectors to prove they have the right to collect
We show you how to use the federal watchdog system to put the burden of proof on the collector. And when they can’t provide it—which happens over 90% of the time—the court has legal grounds to throw out the judgment and stop the garnishment.
Even if you owed the debt, that doesn’t mean they had the legal right to collect—or that they followed the law when suing you.
The truth is: You were never out of options. They just hoped you’d never find this out.
This course puts the power back in your hands—step-by-step, no lawyer needed.
Q: What if I don’t understand everything or I’m scared I’ll mess something up?
You are not alone—and you don’t have to figure this out by yourself.
We know this can feel overwhelming, especially when legal terms and deadlines are involved. That’s exactly why we offer a 30-minute Power Call you can schedule on your own time—whenever you’re ready.
On the call, we’ll:
✅Walk you through exactly what to do based on your situation
✅Explain how and where to file your motions
✅Review your documents if you want a second pair of eyes before you submit them
✅Make sure you feel confident before taking any action
You can add a Power Call to your purchase below by checking the box—or choose to book one at any time while you're going through the course. You’ll see the option inside every module.
You’re not just buying a digital product—you’re getting real support from someone who understands what you're facing. We’ve helped others stop garnishments, reverse judgments, and take back control—and we’re here to help you do the same.
Q: Will filing this be expensive?
Filing fees vary depending on the parish. Some courts charge more than others, and the total cost depends on the type of motion you’re submitting.
If you can’t afford to pay, Louisiana law allows you to request a fee waiver through a process called In "Forma Pauperis". If approved by the judge, you won’t have to pay anything upfront.
This is a legal option available to anyone who qualifies—so don’t assume you can’t take action just because you’re low on funds.
If you determine that you can't afford the filing fees, schedule a Power Call and we will have the fee waiver drafted for you.
