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Garnished Without

Ever Being Served?

Article 2002(2). gives you the right to reverse the judgment and take your money back.

Everything You Need Included

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Motion to Annul Judgment

Motion to reverse the judgment and legally stop the garnishment under Article 2002. Includes step-by-step instructions.

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Debt Validation Toolkit

Step-by-step federal complaint process that forces collectors to prove they own the debt—and exposes when they can’t.

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Evidence & Filing Guide

Affidavit template, Motion for Restitution, and full walkthrough of how to organize, submit your case, and obtain a refund of garnished wages.

Feeling Overwhelmed?

If you're not comfortable filing the motions and going through the process yourself, our legal support team will handle the process for you.

Call us now at: (318) 367-1124

Recent Reviews

I purchased this about a 2 months ago and finally got around to filing. I had to come back and write a review because I was actually able to have the entire garnishment thrown out and stopped, after 1 year of hell. The judge was even surprised I had everything in order. This company saved my life. I was over my head because of this garnishment. I am now filing for restitution and will update when I receive a response. Thank you second chance.

Jessica G.
Shreveport, LA

Where do I start. Woke up on the morning of January 23rd and $402 was missing from my navy fed account. Found out it was from a garnishment filed by midland funding. Spoke with lawyers and they want over $1,000 just to look at the case. Got on google seen this and spent the money an gave it a shot. It was one of the best decisions I had ever made. The judge dismissed the default judgment, stopped the garnishment and I just got in the mail they just approved my motion for restitution last week so I will have every penny they stole back. I am glad people like ms adrian and the second chance team exist. This should cost more than it does. thank u

Eddie Y.
Bastrop, La

I did not know the was even a option and i had been fighting the fact that money was being stolen from me for 2 years straight. Lvnv never served me anything and after purchasing this and speaking to Ms Adrienne, I learned that this is a common ill practice in louisiana. They do nothing unless you call it out and know the law. My garnishment was just stopped completely April and I just filed for restitution. Well over $26k due back to me. I really wish second chance would teach the people of Louisiana about these laws. It saved my life.

Ricky S.
Monroe, La

To think this only cost me about $175 minus the court cost to recover over $34,000 that had been removed from my accounts over the years is unheard of. I was very skeptical at first and only purchased the course itself just to see but after getting it going I scheduled a call with Ms Tucker just to make sure I was doing things rite. I filed and not even 3 weeks later my garnishment was cancelled and judgment overturned. I am now waiting for a lump sum refund from the thieves. It was ordered by the judge. I can't thank this place enough. They live to their name and gave me a second chance.

Randall P.
Lake Charles, La

Frequently Asked Questions

Q: How can I still fight if I'm already being garnished?

Because if you were never served properly, the court judgment is invalid—no matter how long ago it happened.

This pack gives you the motion Louisiana courts use to erase that judgment like it never existed.

Q: What if they’ve already taken money from me?

You’ll learn how to file a Motion for Restitution, a court-recognized request to demand your money back.

When the judgment is annulled, you can legally have every dollar to be returned.

We walk you through this from start to finish in this pack.

Q: What law gives me the right to do this?

Louisiana Code of Civil Procedure Article 2002(A)(2) gives you the right to annul a judgment if you were never properly served.

The law says a final judgment must be annulled if it was:

“Rendered against a defendant who has not been served with process as required by law and who has not waived objection to jurisdiction...”

That means if they skipped proper service—or claimed you were served when you weren’t—you have the right to have the entire judgment cancelled.

This pack gives you the exact Motion to Annul Judgment based on Article 2002, so you can file with confidence and stop the garnishment at the root.

You’re not asking for a favor.
You’re exercising your legal right.

Q: Will this work if I actually owe the debt?

Yes. This isn’t about whether you owe—it’s about whether they followed the law.

If they skipped proper service, they broke the process, and you have the right to reverse the entire judgment.

Will this work for IRS debt, taxes, or child support?

No—this pack is not for garnishments from the IRS, child support, or any government agency.

This legal strategy is designed specifically for judgments from debt collectors or creditors who sued you in civil court without properly serving you.

If you’re unsure who is garnishing you, we’re here to help.
Click the blue chat bubble and we’ll help you find out—fast, with no guesswork.

Q: What if I don’t understand everything or I’m scared I’ll mess something up?

You are not alone—and you don’t have to figure this out by yourself.

We know this can feel overwhelming, especially when legal terms and deadlines are involved. That’s exactly why we offer a 30-minute Power Call you can schedule on your own time—whenever you’re ready.

On the call, we’ll:

✅Walk you through exactly what to do based on your situation

✅Explain how and where to file your motions

✅Review your documents if you want a second pair of eyes before you submit them

✅Make sure you feel confident before taking any action

You can add a Power Call to your purchase below by checking the box—or choose to book one at any time while you're going through the course. You’ll see the option inside every module.

You’re not just buying a digital product—you’re getting real support from someone who understands what you're facing. We’ve helped others stop garnishments, reverse judgments, and take back control—and we’re here to help you do the same.

Will filing this be expensive?

Filing fees vary depending on the parish. Some courts charge more than others, and the total cost depends on the type of motion you’re submitting.

If you can’t afford to pay, Louisiana law allows you to request a fee waiver through a process called In "Forma Pauperis". If approved by the judge, you won’t have to pay anything upfront.

This is a legal option available to anyone who qualifies—so don’t assume you can’t take action just because you’re low on funds.

If you determine that you can't afford the filing fees, schedule a Power Call and we will have the fee waiver drafted for you.

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Done-For-You Drafting Service: Private Power Call


Want us to handle the motions for you?

Nervous about doing this alone? We’ve got you.
We’ll review your court documents and personally draft the exact motions you need—based on your situation. No templates, no confusion.
You pick the time. We bring the clarity.

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